body {
  background-image: url(Images/bkg_blue.gif);
  font-family: verdana, arial, sans-serif;
  font-size: 14px;
}
p { color : #000000; font-size : medium; }
h1 { color : navy; font-weight : bold; }
h2 { color : #0000ff; font-style : italic; }
li { color : #000000; font-size : medium; }
.note { background-color : #ffff00; }
.footer { font-size: 10px; text-align: center; }

div#outer {
  width: 90%;
  background-image: url(Images/paper.gif);
  margin-top: 25px;
  margin-bottom: 25px;
  margin-left: auto;
  margin-right: auto;
  padding: 0px;
  border: thin solid #000000;
}
div#header {
  height: 110px;
  padding: 5px;
  margin: 0px;
  text-align: left;
}
div#nav {
  padding: 1px;
  margin: 0px;
  text-align: center;
}
div#main {
  margin-left: 5%;
  margin-top: 10px;
  padding: 10px;
}
div#footer {
  padding: 15px;
  margin: 0px;
}